tag:blogger.com,1999:blog-78699891234487166002024-02-20T05:49:05.459-08:00The PEO BrokerThis blog is dedicated to the professionals in PEO and related industries and products including: Work Comp & Safety, Health Insurance & Employee Benefits, Payroll & Taxes and 401k. If you would like more information on how we can help your business, please contact the LL Roberts Group.
The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-7869989123448716600.post-89258468018581529082017-01-04T12:58:00.000-08:002017-01-04T12:58:03.267-08:00Always Try To Avoid The PEO Broadcaster!<div class="MsoNormal" style="margin-bottom: 12.0pt;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9DWRjWxOzG6R9iG0XmOzM7S2q9O3dlu-SYX2AgrR3bTqRpub5R4-XgEQPPtOyGTUJns3xwYbJi8_4DnuPvTCI8t3cJKDJmCArcOmBB_lu4ZbqQFTpD9sZkOXzCkWGKYFxTOY4eqXJZNw/s1600/megaphone.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="173" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9DWRjWxOzG6R9iG0XmOzM7S2q9O3dlu-SYX2AgrR3bTqRpub5R4-XgEQPPtOyGTUJns3xwYbJi8_4DnuPvTCI8t3cJKDJmCArcOmBB_lu4ZbqQFTpD9sZkOXzCkWGKYFxTOY4eqXJZNw/s320/megaphone.jpg" width="320" /></a><span style="font-family: "verdana" , sans-serif;">This industry term
describes someone who will send your client or prospect information out to
"hundreds" of PEO providers for a quote. Do you really want your
client's sensitive information in the hands of hundreds of vendors? Even if you
get the deal sold what do you think happens with the other 99 PEOs that missed
selling that deal? Frankly, it goes right into their permanent database which
means that eventually their own internal sales force will continue to pursue the
deal. And when they finally win it, do you think they will pay you? Of course
they won't.</span></div>
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At the LL Roberts Group...we are NOT Broadcasters ! </span><span style="font-family: , serif; font-size: 11pt;"><o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">Using a PEO will also
ensure that your client and your revenue are protected over the long term. Why?
PEO clients don't change PEOs often or easily. Plus...Our agents
never have to worry about losing the Broker Of Record on their PEO account.</span><span style="font-family: , serif; font-size: 11pt;"><o:p></o:p></span></div>
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<span style="font-family: "verdana" , sans-serif;">If you would like to find out how The LL Roberts Group can work for you, your clients, and open revenue streams, please contact the LL Roberts Group (toll free) at 877.878.6463. </span><span lang="en-US" style="background-color: #f1ffe6; font-family: "arial" , "helvetica" , sans-serif; font-size: 11pt; font-weight: bold;">You can even talk to us on </span><a href="http://www.facebook.com/LLRobertsGroup" style="background-color: #f1ffe6; color: #7b7b7b; font-family: Arial, Helvetica, sans-serif; font-size: 15.4px; line-height: 21.56px; text-decoration: none;"><span lang="en-US" style="color: #073763; font-size: 11pt; font-weight: bold;">Facebook</span></a><span lang="en-US" style="background-color: #f1ffe6; font-family: "arial" , "helvetica" , sans-serif; font-size: 11pt; font-weight: bold;"> or </span><a href="https://twitter.com/LLRobertsGroup" style="background-color: #f1ffe6; color: #7b7b7b; font-family: Arial, Helvetica, sans-serif; font-size: 15.4px; line-height: 21.56px; text-decoration: none;"><span lang="en-US" style="color: #0c343d; font-size: 11pt; font-weight: bold;">Twitter!</span></a></div>
The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.com0tag:blogger.com,1999:blog-7869989123448716600.post-80583682522753898422015-03-17T07:18:00.002-07:002017-01-04T12:59:16.349-08:00Why Do Some Companies Perform Better Than Others? <div class="separator" style="clear: both; text-align: center;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVqYT82Fr8YSRo6vucTulLwfW3jVk8MnozZ-B2IObq3EsY5LQCUUfyx0ZZHFBbR0mOH9hcMmOBDPWp1yCayWzg8orSugYriw4IGd_VhOuFh1hwFhTvlCVyo_Y6Ysjqyclxk76CMVF8btM/s1600/Depositphotos_18802061_original.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVqYT82Fr8YSRo6vucTulLwfW3jVk8MnozZ-B2IObq3EsY5LQCUUfyx0ZZHFBbR0mOH9hcMmOBDPWp1yCayWzg8orSugYriw4IGd_VhOuFh1hwFhTvlCVyo_Y6Ysjqyclxk76CMVF8btM/s320/Depositphotos_18802061_original.jpg" width="320" /></a></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">Maybe they use a PEO.... for
their HR, Workers Comp, Employee Benefits and Payroll <o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">Some detailed research by the HR
Analytics firm McBassi & Company show us some very interesting facts :</span></div>
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<li class="MsoNormal"><strong><span style="font-family: "arial" , "sans-serif"; font-size: 11.0pt;">Businesses that use PEO's have a 24 to 33% lower
turnover rate.</span></strong></li>
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<li class="MsoNormal"><strong><span style="font-family: "arial" , "sans-serif"; font-size: 11.0pt;">Businesses that use PEO's have a 50% lower failure
rate.</span></strong></li>
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<li class="MsoNormal"><strong><span style="font-family: "arial" , "sans-serif"; font-size: 11.0pt;">Businesses that use PEO's grow at a 7 to 9% faster
rate.</span></strong></li>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">Much of this data was compiled by
renowned economist Laurie Bassi. Laurie is a PHD in Economics from
Princeton who specializes in Human Resources and the optimization of the
business ecosystems between a business, their employees and the clients which
each serves.</span><span style="font-family: "arial" , sans-serif; font-size: 11pt;"> </span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">Choosing a PEO can be a daunting
task because there are so many of them. Approximately 2000 by recent
estimates, and no two are exactly alike. <o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">Use the LL Roberts Group to take
the guesswork out and find the "Right PEO" LL Roberts Group is a
premiere PEO consulting company. We are based in Texas and we specialize in
helping businesses in Texas and surrounding states. <o:p></o:p></span></div>
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<span style="font-family: "arial" , sans-serif; font-size: 11pt;">The LL Roberts Group...
your One-Stop-Shop for multiple PEO options. </span><br />
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<span lang="en-US" style="font-family: "arial" , "helvetica" , sans-serif; font-size: 11pt;">If you would like to find out how a PEO can work for you and improve your company's performance, please contact the LL Roberts Group (toll free) at 877.878.6463. </span><span lang="en-US" style="font-family: "arial" , "helvetica" , sans-serif; font-size: 11pt; font-weight: bold;">You can even talk to us on </span><a href="http://www.facebook.com/LLRobertsGroup" style="font-family: Arial, Helvetica, sans-serif;"><span lang="en-US" style="color: #073763; font-size: 11pt; font-weight: bold;">Facebook</span></a><span lang="en-US" style="font-family: "arial" , "helvetica" , sans-serif; font-size: 11pt; font-weight: bold;"> or </span><a href="https://twitter.com/LLRobertsGroup" style="font-family: Arial, Helvetica, sans-serif;"><span lang="en-US" style="color: #0c343d; font-size: 11pt; font-weight: bold;">Twitter!</span></a>The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.com0tag:blogger.com,1999:blog-7869989123448716600.post-9748945611678678972014-11-10T07:40:00.002-08:002014-11-10T07:40:22.357-08:00Tennessee Cracks Down on Workers' Comp Fraud<div style="font-family: Times-New-Roman; font-size: 12pt;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWn-EQySIn6P4JalgD6WoPrmNzoGmMRKE962xdZTKUlF4Sic1BYbZAbB1opwZ8ZoQISPJaSA4Y1WkGTEFMGv2yuEdQPc7oZtjTzR-Xy3ANJYSKqVou5lybdsyJCwwUqIQT1Ov1WYpjrGg/s1600/AuditStrategyforPayrollFraud.png" imageanchor="1" style="clear: right; float: right; font-family: Times-New-Roman; font-size: 11pt; margin-bottom: 1em; margin-left: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWn-EQySIn6P4JalgD6WoPrmNzoGmMRKE962xdZTKUlF4Sic1BYbZAbB1opwZ8ZoQISPJaSA4Y1WkGTEFMGv2yuEdQPc7oZtjTzR-Xy3ANJYSKqVou5lybdsyJCwwUqIQT1Ov1WYpjrGg/s1600/AuditStrategyforPayrollFraud.png" /></a><br />
<span style="font-family: Arial, Helvetica, sans-serif;">Nashville, TN - The Workers' Compensation Division of the Tennessee Department of Labor & Workforce Development has put into place new procedures to identify employers who engage in payroll fraud such as intentionally classifying workers as independent contractors, failing to table." These practices are typically used to avoid paying workers' compensation and unemployment insurance tax premiums.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">Recently, the Department of Labor entered into a settlement that assessed a penalty of more than $300,000 against a drywall contractor who materially understated his payroll to his insurance carrier. The settlement is the largest ever of the department's Employee Mis-classification Education and Enforcement Fund.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">The Employee Mis-classification Advisory Task Force, created by the General Assembly in 2010, made recommendations that led to legislation to improve the state's efforts to reduce misclassification fraud. Based on Task Force recommendations the department will be aggressive in pursuing criminal prosecution, hire additional investigators and purchase fraud detection software.</span><span style="font-family: Arial, Helvetica, sans-serif;"> </span></div>
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<b><span style="font-family: Arial, Helvetica, sans-serif;">What this mean for PEO's moving Froward: </span></b><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">The laws apply to all businesses, including PEOs operating in Tennessee. Given the slate of negative publicity with several PEOs based in that state over the last few years, perhaps it will help repair the image of Tennessee PEOs as well as the state itself and its legislators. </span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span lang="en-US">If you have any questions regarding Workers' Comp and how to avoid the pitfalls of Comp Fraud please contact the LL Roberts Group (toll free) at 877.878.6463. You can even talk to us on </span><a href="http://www.facebook.com/LLRobertsGroup"><span lang="en-US">Facebook!</span></a></span>The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.com0tag:blogger.com,1999:blog-7869989123448716600.post-75196668559675795092013-06-07T13:17:00.000-07:002013-06-07T13:17:22.801-07:00PEO Executives Offer Opinions on Obamacare <br />
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<a href="http://propagandaprofessordotnet2.files.wordpress.com/2012/06/obamacare.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://propagandaprofessordotnet2.files.wordpress.com/2012/06/obamacare.jpg" width="198" /></a><span style="font-family: Arial,Helvetica,sans-serif; font-size: small;"><span style="font-family: Times New Roman;"> </span></span><br />
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">In a recent survey, top ranking PEO executives offered up their opinions on the Affordable Care Act (Obamacare) and what will be the reaction of employers. The first opinion from PEO leaders on this matter is devised from the fact<span style="mso-spacerun: yes;"> </span>that some companies that currently provide insurance are being hit with huge premium increases. Before Obamacare, some clients had been receiving modest increases but now as a result of “community rating”, which is required by the ACA, premium increases have skyrocketed. The result of this could cause some employers to drop health coverage altogether and for others not to offer it. <o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">Another thought is that some companies will provide coverage but they will have to cut wages to help pay the increased costs. Some are finding that Obamacare is just “too complex” and these companies will probably have to increase wages and allow their workers to procure coverage through the individual exchanges as some of employees might find better options in the individual exchanges if they qualify for a subsidy. <o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">The final opinion from the PEO execs is that many companies are revising their business structure to minimize or offset the increasing cost of insurance. Most companies haven’t made final decisions and some are still trying to find “loopholes” within the regulations. One scenario is to keep workers below the 30-hour weekly threshold requiring insurance. This means that many employees will lose hours and wages. Other companies are striving to stay below the 50-employee ceiling that triggers the insurance mandate. These companies are deliberately restraining expansion and that’s never a good strategy. All of this clouds the Obamacare promise of universal coverage. What matters for small and medium-size firms is the analysis between the gap of providing health coverage and the consequences of paying the tax penalties. The wider that gap becomes in addition to the “hassle factor” of being compliant, the more likely it is that companies won’t be able to provide insurance for their employees.<o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 8pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">Source: The Washington Post<o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; font-weight: bold; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial; text-decoration: underline; text-underline: single;">Opinion: <o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">It seems clear that PEOs stand to gain plenty of new business as small to mid-sized businesses seek to avoid the additional administrative cost and headaches of dealing with Obamacare.<o:p></o:p></span></div>
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<span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;">Don't forget to check out our </span><span lang="en-US" style="color: black; font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial; text-decoration: none; text-underline: none;"><a href="http://llroberts.com/healthcarereform.asp"><span style="color: red;">Obamacare page</span></a></span><span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-ansi-language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;"> weekly updates. For more information on how a PEO can address your company’s employee benefit needs, feel free to contact a PEO Representative at the LL Roberts Group (toll free) at 877.8578.6463. </span><span lang="en-US" style="font-family: Arial; font-size: 11pt; language: en-US; mso-arabic-font-family: Arial; mso-ascii-font-family: Arial; mso-cyrillic-font-family: Arial; mso-default-font-family: Arial; mso-greek-font-family: Arial; mso-hebrew-font-family: Arial; mso-latin-font-family: Arial; mso-latinext-font-family: Arial;"><o:p></o:p></span></div>
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The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.com0tag:blogger.com,1999:blog-7869989123448716600.post-67606817333379459832013-05-09T08:05:00.000-07:002013-05-16T09:35:41.246-07:00BEWARE of Fake Comp<br />
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Historically, when hard markets occur or when comp carriers drop a PEO's policy, "fake" workers' comp providers seem to pop-up like weeds after a spring rain. Unfortunately, this seems to be a consistent trend within the industry. As Work Comp markets dry up and coverage costs rise, the temptation can lure some PEO operators to the dark side. PEO Agents and Brokers need to be on guard against questionable or downright fake work comp carriers for PEOs. </div>
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Here are a few of tips for you to bear in mind as you search for PEO solutions for your clients: </div>
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<li _mce_style="color: #18150f;">Be aware if the PEO makes a change in carriers.</li>
<li _mce_style="color: #18150f;">Check out the WC Carrier's status and rating. Don't fall for questionable rating services. AM Best is the "best" (if not only) source. ( <a _mce_shape="rect" href="http://www.blogger.com/null" shape="rect">www.ambest.com </a>). </li>
<li _mce_style="color: #18150f;">Confirm that your PEO partners are licensed within the states they do business. </li>
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The LL Roberts Group takes great pride in our due diligence processes, and PEO partner relationship management practices, as well as our "finger on the pulse" of the PEO Industry. Our Agents and Brokers can rest easy at night knowing that we are constantly monitoring the market place and our affiliates. If you have any questions or suspicions about a current or potential PEO partner or their carriers please feel free to call us. If you believe you have discovered a case of "Fake Comp" please let us know as well. We'll certainly be able to offer some insight on your concerns. </div>
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The LL Roberts Grouphttp://www.blogger.com/profile/09008854387103570706noreply@blogger.com0